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Oct 21, 2019 · 8 min read

Commission Factory is proud to announce the launch of Super Rewards!

We are thrilled to be partnering with an amazing new publisher, Super Rewards, a shopping platform that contributes to women’s superannuation with every purchase.  

Super rewards 24 - with logo

What is superannuation?

Superannuation in Australia is a compulsory regular payment made into a fund by an employee towards a future pension, which they can later use as an income stream when they retire. Employees payments are encouraged through tax benefits, as well as encouraged to voluntarily contribute on top of their compulsory contribution. In addition to employees contribution, employers are also required to make a contribution to their employees superannuation.

Super Rewards is a new publisher we are working with, who can now be found in the Commission Factory dashboard.  We thought we would give you an insight into Super Rewards,  who they are, what they do and how they work.

The Super Rewards difference 

Women retire with around half as much super as men; only enough for 6 years of retirement. [1] This means that women need every bit of help to improve their financial outlook. The more consumers shop via Super Rewards, the more they earn for their super. 

Just $30 earned in Super Rewards each month – easily achieved through consistent shopping – can make a huge difference to retirement over time. 

Super Rewards - Calculator

We’ve partnered with Super Rewards to help close the gender super gap so you have fewer financial worries in the future.

Missing out on superannuation?

It’s really important that you contribute to your superannuation.

We often don’t think much about its implications now. There are already so many competing priorities as we’re trying to make ends meet. The reality is that if you don’t think about it until late into your forties, there isn’t enough time to accrue enough. So starting today will have a significant impact on how much you end up with in 25-30 years.

Super can be complicated, we know. One thing is true though: you need to add as much as you can, starting as soon as you can.

How about the Super gender pay gap?

It’s a systemic injustice; put simply, the super system was not designed for women.

  • 40%[2] of women go into retirement BELOW the poverty line, despite a lifetime of work and service to their families and communities.
  • Women retire with 58%[3] as much super as men, on average, as a result of lower paying jobs, time out of the workforce, and working part-time or flexibly.
  • Women are currently retiring with only enough super for 6 years of retirement - and they typically live another 14 years after that.

However, together we can help improve lives of thousands of women in Australia. We can all help the women in our lives – mother, sisters, neighbours, co-workers - have a more comfortable retirement by sharing more information and initiatives such as Super Rewards.

But… what is Super Rewards?

Super Rewards contributes to your super for you

The team at Super Rewards discovered a really clever way to help you build wealth and boost your super for the future - without having to contribute any of your own hard-earned money at all.

Super Rewards is a shopping platform, created by women for women, that contributes to your super for you. Every time you shop online - as you would normally – with Super Rewards, cash rewards are paid directly into your existing super fund. It’s simple – you just go through the Super Rewards platform and shop as usual on our site.

How does Super Rewards work?

  • Super Rewards will top up your super when you shop online with us
  • Compatible with all super funds and self-managed super funds (SMSF)
  • No catch – free to join

All you have to do is shop via the Super Rewards platform.

The more you shop, the more Super Rewards you earn

Over 100 Super Rewards retail partners have a shared mission in helping close the super gap, and enabling women to reach a more comfortable retirement.

It’s really quite simple. Super Rewards is everyone’s best friend because you won’t be doing anything different. You’ll continue buying online from us but now getting cashback that goes into your super.

You can go into the Super Rewards platform and shop from our website as you normally would. We may have different contribution offers from time to time, so it’s good to keep an eye out and see what are the best offers available so you can maximise your super contributions.

Bottom line is: the more you shop via Super Rewards, the more you contribute to your super. Once the money is in your super fund, it starts earning compound interest - which can make a big difference over time.

The beauty of compound interest

Even if you’re contributing just a few dollars each day – actually, Super Rewards is contributing on your behalf - this small daily amount can turn into big money over time.

The way compound interest works is basically the addition of interest to the main sum of a deposit. This means it’s interest on interest. This calculator helps you see how much money you can have in the future by adding a certain amount regularly from today.

A better financial outlook for women

It’s important to focus on your future today. Our mission by partnering with Super Rewards is to help close the super gender gap and provide a different future for women in Australia.

Super Rewards can help you add money to your super with every purchase you make, so why not start maximising that compound interest today?

We can’t think of a better way to top up your super without having to find additional money somehow and contributing yourself. We’re so proud to have partnered with Super Rewards and be part of the change to improve women’s financial outlook.

Why Super Rewards? 
At Commission Factory, we’ve been impressed with how Super Rewards has created a platform with over 120 retailers – in advance of launch. They have also created a healthy marketing strategy, comprising of B2C, B2B2C, and B2B, all of which is focused on driving traffic. We think their product/market fit is highly aligned, and we’re excited to see what comes next.

Get started with Super Rewards by inviting them through the Commission Factory dashboard.


Disclaimer: This information is general advice and does not take account of the individual’s objectives, financial situation or needs. Before acting on this general advice, individuals should therefore consider the appropriateness of the advice having regard to their objectives, financial situation or needs. 

Prices, offers and rewards are subject to change without notice. Restrictions may apply. The information in this email is prepared by Super Rewards Pty Limited (ABN 90629681296)(Super Rewards), an authorised representative of Shartru Wealth (ABN  46 158 536 871 and AFSL 422409). This email has been prepared for informational purposes only and is not intended to amount to financial product advice or a recommendation. Please note that that any cash rewards earned through Super Rewards will be paid into your super and will not be accessible until you meet a condition of release.

[1] Reference https://www.superannuation.asn.au/media/media-releases/2018/media-release-3-may-2018

[2] Reference: https://www.abc.net.au/news/2016-04-21/super-gender-gap-leaves-australian-women-struggling/7346764

[3] Reference: https://www.superannuation.asn.au/media/media-releases/2018/media-release-3-may-2018


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